Risk Management:

• Creates Safer Environments
  
• Avoids Uncertainty
  
• Provides Stability
  
• Reduces Costs
  
• Improves Insurability
  

Everyone should be aware of, and apply Risk Management procedures to eliminate accidents and/or minimize the possibility of an accident.

This manual has been prepared to assist everyone involved with Equestrian activities in the implementation of their own Risk Management Plan.

The manual is organized to maximize ease of use and understanding of the topic as follows:

Six Sections:

1. General considerations for All Activiies and Competitions
   
2. Specific considerations for Non-Competitive Activities
   
3. Specific considerations for Competitive Activities
   
4. Sample Release Forms to assist in Loss Control
   
5. Sample Accident Form to assist in Loss Reporting
   
6. Examples of Losses that have occurred
   

This manual is very important to each of us as the long term control of losses is vital to the economic availability of Insurance coverage. Needless to say that every accident that is avoided or minimized results in a happier and safer Equine Environment for everyone. No one wants to bear the responsibility for serious injury to others.

The suggestions contained in this manual are a good starting point for Risk Management but are in no way a complete solution. Individual situations vary so much that general suggestions cannot anticipate all circumstances. The ideas contained in this manual cover most situations and are intended to start your thought process on the road to good Risk Management Planning.

This manual will evolve and be expanded with time. New pages and replacement pages will be sent out periodically as the need arises and as your valued suggestions are submitted.

Please offer your input as this is YOUR project and everyone can benefit from your experience.

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