Horse Mortality Coverage

A horse is a valuable asset. They most often provide pride and pleasure to their owners who in return provide considerable care. Protection of this asset may involve more than feeding, housing and medical attention. Full Mortality coverage is available at reasonable cost covering against Death of an insured horse from:
  • Any Accident
  • Sickness or Disease
  • Natural Causes
  • Destruction by a Veterinarian for humane reasons.

Coverage includes theft of a horse and death claim reimbursement (post mortem and euthanization costs) and may also be extended to provide:

  • Medical and Surgical costs incurred as a result of accident or sickness
  • Tack and Equipment
  • Trailer (physical damage coverage only)
  • Air trip transit/berserk and World Wide

Notable exclusions are losses due to:

  • Intentional Destruction by other than a qualified Veterinarian
  • Surgical procedures performed by other than a qualified Veterinarian
  • Administration of medication/treatment unless under the direction of a qualified Veterinarian
  • Participation in Rodeo or Racing activities
  • Mysterious disappearance of a horse
Our horse mortality program called "Equi-Care", economically provides broad coverage and many options. It may be the best horse mortality insurance program available in Canada.

This description is a summary/highlight which is intended to assist in your understanding of this coverage. Intercity Insurance is available to provide you with a full and detailed explanation.

And the news is all good!

The world of horse ownership has been changing and you have been telling us that the insurance industry is not keeping up. In response to your concerns, we have updated and improved our EQUI CARE insurance program.

The EQUI CARE insurance program, offered exclusively through Intercity Insurance Services Inc.™ now offers its subscribers:

  • Stabilized and Consistent rates for Full Mortality coverage
  • Major Medical with improved guidelines
  • Extra Expense Reimbursement if your horse has to be temporarily stabled away from the farm due to fire, windstorm etc. while repairs are made – Automatically included with your Equi Care policy.
For more information, please contact our offices.
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