A horse is a valuable asset. They most often provide pride and pleasure
to their owners who in return provide considerable care. Protection of
this asset may involve more than feeding, housing and medical attention.
Full Mortality coverage is available at reasonable cost covering against
Death of an insured horse from:
Any Accident
Sickness or Disease
Natural Causes
Destruction by a Veterinarian for humane reasons.
Coverage includes theft of a horse and death claim reimbursement
(post mortem and euthanization costs) and may also be extended to provide:
Medical and Surgical costs incurred as a result of accident or sickness
Tack and Equipment
Trailer (physical damage coverage only)
Air trip transit/berserk and World Wide
Notable exclusions are losses due to:
Intentional Destruction by other than a qualified Veterinarian
Surgical procedures performed by other than a qualified Veterinarian
Administration of medication/treatment unless under the direction of a qualified Veterinarian
Participation in Rodeo or Racing activities
Mysterious disappearance of a horse
Our horse mortality program called "Equi-Care",
economically provides broad coverage and many options. It may be the
best horse mortality insurance program available in Canada.
This description is a summary/highlight which is intended to assist in
your understanding of this coverage. Intercity Insurance is available to
provide you with a full and detailed explanation.
And the news is all good!
The world of horse ownership has been changing and you have been telling us that the
insurance industry is not keeping up. In response to your concerns, we have updated
and improved our EQUI CARE insurance program.
The EQUI CARE insurance
program, offered exclusively through Intercity Insurance Services Inc.™ now offers its
subscribers:
Stabilized and Consistent rates for Full Mortality coverage
Major Medical with improved guidelines
Extra Expense Reimbursement if your horse has to be
temporarily stabled away from the farm due to fire, windstorm etc.
while repairs are made – Automatically included with your Equi
Care policy.